Effective Date: 09/15/2025
Pinnaculum Solutions (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website or use our free credit repair services (including any credit repair, funding, or related services).
By using our website or services, you consent to the collection and use of information in accordance with this policy.
1. Information We Collect
We may collect personal information from you, including but not limited to:
Full name
Date of birth
Social Security Number (or last four digits)
Email address
Mailing address
Phone number
Credit report data (via credit bureaus or credit monitoring services)
Login and account credentials
Financial and employment data (especially if you access funding / business services)
Technical and usage data (IP address, device type, browser, pages visited)
2. How We Use Your Information
We use the information we collect to:
Provide, manage, and deliver credit repair and funding services
Communicate with you about your account, disputes, updates, or educational content
Dispute inaccuracies on your credit reports with credit bureaus or other entities
Provide customer support
Improve our website, services, and user experience
Comply with legal, regulatory, or contractual obligations
Send you promotions, newsletters, or offers (if you consent)
3. How We Share & Disclose Information
We do not sell your personal information. However, we may share your information in the following circumstances:
With credit bureaus, creditors, or other financial institutions when needed for dispute/repair or funding processes
With third-party service providers (e.g. credit monitoring platforms, cloud storage, analytics) to help us deliver services
With financial partners (if you use funding or business services)
With legal, regulatory, or governmental entities if required by law
In connection with a merger, acquisition, or sale of assets, provided the successor continues to adhere to this policy
4. Data Security
We implement industry-standard measures (such as encrypted connections, secure servers, limited access) to protect your data. However, no system is completely secure, so we cannot guarantee absolute security of data in transmission or storage.
5. Your Rights & Choices
You have the right to:
Request a copy of your personal data
Correct or update your information
Request deletion of your account/data
Opt-out of marketing or promotional communications
To do any of the above, contact us at [email protected]
6. Cookies & Tracking
We may use cookies, web beacons, or similar technologies to:
Improve user experience
Analyze traffic and usage
Personalize content
You may disable or block cookies via your browser settings; however, this may affect how certain features function.
7. Third-Party Links & Services
Our site may contain links to third-party websites. We are not responsible for their privacy practices. We also may integrate with credit bureaus, monitoring services, or financial institutions; those entities may have separate privacy policies which you should review.
8. Children’s Privacy
Our services are not intended for individuals under 18 years. We do not knowingly collect data from minors. If we become aware that a minor has submitted data, we will take steps to delete it.
9. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted here with a revised effective date. Continued use of the services after changes indicates your acceptance of the revised policy.
10. Contact Us
If you have questions or requests related to this Privacy Policy or your data, contact us:
Pinnaculum Solutions
Email: [email protected]
Phone: (816) 469-6305